Our Cover

The Mutual will offer a wide range of cover, at least the equivalent of that provided by market insurers. As a Member of the Mutual you will have the opportunity to influence the design of products to meet your needs.

Sections of cover

We provide a wide range of covers to our Members. These include:

  • Property (including Fine Art)
  • Business Interruption
  • Crime
  • Employers’ Liability
  • Public and Products Liability
  • Professional Indemnity
  • Management Liability
  • Engineering
  • Cyber
  • Legal Expenses
  • Annual Travel
  • Motor
  • Occasional Business Use
  • Pupil Insurance Schemes
  • Property Owners

The latest news

May 20, 2019

Ten year edition of ICMIF

Ten year edition of ICMIF’s Global Mutual Market Share report launched: statistics confirm a decade of growth for the mutual and cooperative insurance sector The mutual and cooperative insurance market…
Case Study
May 20, 2019

The Liveries Companies’ Mutual

About The Liveries Companies’ Mutual Established in 1999 75 Members £2.4bn assets covered 850 claims managed £5.6m surpluses accumulated 100% Member retention Aviva is the principal insurer Access to recommended…
May 20, 2019

CEO of AFM describes the opportunity the Independent Schools’ Mutual can bring to the sector.

The educational sector requires a rigorous and fair approach to insurance and risk management. It is more than just protecting buildings it is about the protecting students, staff and the…